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I've looked at around 15 sales threads today, about 6 of them say you either have to pay the fees or pay by gift.
Quote from: partypony566 on September 20, 2013, 05:09:35 AMI've looked at around 15 sales threads today, about 6 of them say you either have to pay the fees or pay by gift. Yeah, not to point at anyone or anything - but I actually thought everyone was doing so and that it was normal? This thread proved me very wrong.
I just wanted to mention it doesn't matter what user agreement you had when you signed on with paypal. You agree to each revision of that agreement and its current agreement is the same for everyone because of that. So, saying that since your agreement doesn't look like the current agreement doesn't really matter because they have the right to change it and its our responsibility as papal customers to read the revisions. Especially when it involves policies on how we are allowed to use their site when receiving money for sales or gifts.
I never expect a buyer to pay my paypal fees and I would not want payment sent as a gift. I just roll those fees into my sales price. That is the price I have to pay for ensuring a safe online payment method and the ease of having money deposited right into my account. It is so worth it compared to the days of waiting on a money order (sometimes for weeks) and having to go cash it. What a pain that was!I have had a few sellers ask for payment by gift after the fact and I will oblige if under $20 or so. If it is over that, I tell them that I would rather pay/split the fees with them, so we are both protected. I usually avoid a purchase altogether from a seller that mentions it upfront on their sales thread. ETA: There are times when it is ALWAYS proper to pay someone's fees. Such as if they are doing you a favor by picking something up for you that isn't sold in your area or in a lopsided trade. Case by case, ya know?
There is a lot more involved for some sellers than others when it comes to Paypal and their fees...Long ago, in the days of Yore, paypal did not charge a fee to recipients of a payment when the sender used existing funds, and the receiver of the money had a "personal" account. So, most of the time, collectors who bought and traded far far more than they sold, never really encountered a fee, and when they did, it actually was customary for the buyer to pay the fees since they wanted to use credit cards.See, once money has entered into paypal, one way or another, Paypal has already taken their fee from it, so there is no reason to continue taking money that had already been paid for.Fast-Forwarding to today (and more recently), Paypal (and eBay) got into some hefty scrutiny by the US (and likely other countries') Governments. The IRS got involved, and they now require Paypal to report everything you receive through paypal as a payment for goods and services directly to the IRS. You are not required to claim it on your taxes however, if it does not meet the value/transaction requirements.When this change occurred, Paypal stopped differentiating between a "personal" and "merchant" account, allowing users to send and receive money freely from any source for a fee - always for a fee.The only way to avoid letting the IRS see extra money you are getting now, is when these payments are sent as a "gift." Because money gifts up to a certain amount are not taxable.So, as a seller, I personally will always politely ask buyers to send a payment as a gift (and I generally offer an extra discount for doing so) if they are comfortable, and if not, it does not matter, and I personally don't ask for extra money to cover fees.I think when it comes to this whole topic, the etiquette is very debatable, because not every collector is a big-time seller, and therefore is more concerned about the dollar amount coming off a pony because there is no profit involved. Also, as I mentioned before, there have been a LOT of changes to Paypal, so there is now a blend of ideals between newer collectors and oldies.When it comes to asking for fees, I think that is up to the seller. If you go to Walmart and use your Credit Card to buy something (no matter how cheap) you are never required to pay a fee to use your card rather than cash. BUT if you go to the mom-and-pop corner store, you will likely see a sign somewhere that posts a minimum purchase amount required to use a credit card. That is because it costs both Walmart AND the Mom-and-pop a fee to accept credit cards. The difference is, Walmart can more easily absorb such costs with a higher sales volume.
Quote from: Stormy31685 on September 20, 2013, 08:08:03 PMThere is a lot more involved for some sellers than others when it comes to Paypal and their fees...Long ago, in the days of Yore, paypal did not charge a fee to recipients of a payment when the sender used existing funds, and the receiver of the money had a "personal" account. So, most of the time, collectors who bought and traded far far more than they sold, never really encountered a fee, and when they did, it actually was customary for the buyer to pay the fees since they wanted to use credit cards.See, once money has entered into paypal, one way or another, Paypal has already taken their fee from it, so there is no reason to continue taking money that had already been paid for.Fast-Forwarding to today (and more recently), Paypal (and eBay) got into some hefty scrutiny by the US (and likely other countries') Governments. The IRS got involved, and they now require Paypal to report everything you receive through paypal as a payment for goods and services directly to the IRS. You are not required to claim it on your taxes however, if it does not meet the value/transaction requirements.When this change occurred, Paypal stopped differentiating between a "personal" and "merchant" account, allowing users to send and receive money freely from any source for a fee - always for a fee.The only way to avoid letting the IRS see extra money you are getting now, is when these payments are sent as a "gift." Because money gifts up to a certain amount are not taxable.So, as a seller, I personally will always politely ask buyers to send a payment as a gift (and I generally offer an extra discount for doing so) if they are comfortable, and if not, it does not matter, and I personally don't ask for extra money to cover fees.I think when it comes to this whole topic, the etiquette is very debatable, because not every collector is a big-time seller, and therefore is more concerned about the dollar amount coming off a pony because there is no profit involved. Also, as I mentioned before, there have been a LOT of changes to Paypal, so there is now a blend of ideals between newer collectors and oldies.When it comes to asking for fees, I think that is up to the seller. If you go to Walmart and use your Credit Card to buy something (no matter how cheap) you are never required to pay a fee to use your card rather than cash. BUT if you go to the mom-and-pop corner store, you will likely see a sign somewhere that posts a minimum purchase amount required to use a credit card. That is because it costs both Walmart AND the Mom-and-pop a fee to accept credit cards. The difference is, Walmart can more easily absorb such costs with a higher sales volume.Very well stated!