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Get the Target Debit Card. It's linked to your checking account and you are using money you have while saving 5% and getting free shipping on their website! I got it when I worked at Target so that 15% was great, but I still use it when I shop there for dolls and ponies. I love that I'm not racking up debt with it because I'm using money that I actually have.Tax went down by a quarter of a percent in my area so we're at 9% instead of 9.25%!
Don't have one. Last thing we need in our lives is more credit cards. I hope it works out for you. I know we tend to get "Club" or "Member" Cards in places we frequent to offset our sales tax. Most of those have 10% off and our taxes are 10%.