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Yes, my DH had a real issue with an Ebay LEGO seller over this point. until recently we had ALWAYS submitted our Visa CC *through* Paypal (since, long story, we were blacklisted from Paypal), and then this idiot DEMANDED only PP payment in his shop settings (seller's rights that my DH did not understand when he read the fine print), and Ebay sided with him and was prepared to label my DH's account as a "non-paying bidder". But we WERE trying to pay through Paypal, just not an "instant balance"! Apparently there is a way to create a business Paypal account that does NOT have to accept real, actual credit cards (though this is one of the MAIN features of Paypal!!!!), just to accept payments only FROM an actual Paypal account.Sadly my DH had to spend hours on the phone with Paypal unravelling the blacklist to create an account (when the service was newer, they stole $1000 from him, messed up all his banks and refused to claim any responsibility - therefore DH contacted upwards until he found IT Management who assured him they would prevent us from ever MAKING another account).Less than 24 hours later the LEGO was onroute to our house, the non-paying accusations were ceased...I was so livid I wanted to drive to the seller's house (and actually YES we DID know where he lives!!!) and stuff LEGO in his gas tank, LOLI think DH appeased me by NOT leaving feedback for the seller because it would NOT have been positive!