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Love the picture...haha, I live near an Amish community and every time I drive through it I get envious; other than the religion part, I wish I could live that way! I don't think they are too welcoming of outsiders, though.
:carefully puts post-it back over webcam:Thank you for the open discussion, that's really interesting to hear. It sounds as though we're at a similar stage with the home buying. I'm surprised that in the USA you can be credit checked for work and that you may have to pay for on-the-job-training. I hear you on the class divide with debt. I did use debt to manage my finances when I was a student but it was stressful wondering whether I would be able to get out of it once my college days were over.It's a shame they don't do 'Amish Experience' holidays for urban burn-outs, I would love to hand in my keys and go off grid for a few weeks... but wait! https://www.discoverlancaster.com/directory/beacon-hollow-farm-amish-guest-house/
Quote from: Artemesia's Garden on July 21, 2021, 01:44:30 AM:carefully puts post-it back over webcam:Thank you for the open discussion, that's really interesting to hear. It sounds as though we're at a similar stage with the home buying. I'm surprised that in the USA you can be credit checked for work and that you may have to pay for on-the-job-training. I hear you on the class divide with debt. I did use debt to manage my finances when I was a student but it was stressful wondering whether I would be able to get out of it once my college days were over.It's a shame they don't do 'Amish Experience' holidays for urban burn-outs, I would love to hand in my keys and go off grid for a few weeks... but wait! https://www.discoverlancaster.com/directory/beacon-hollow-farm-amish-guest-house/Sorry i need to clarify.For jobs the credit check can be a part of the background check. from what i understand it's just to ensure that you haven't defaulted on any financial commitments.Job training really depends on the company. I did pay for most of my training to become a web developer. this was post college and before having any job lined up. i did work as a freelancer while I trained. it was mostly online training subscriptions for $20-$30 per month. and hours and hours of learning. so mostly a time commitment.now there are bootcamps and schools for web development. that would probably involve a loan for most people. i was lucky to not have loans after college. college costs in the US are much higher now than they were 20 years ago. i'm not sure what the approval process for loans is. it seems strange to give an 18 year old a loan for almost $40k (https://www.investopedia.com/student-loan-debt-2019-statistics-and-outlook-4772007)some companies provide training budgets or have online training. it can vary depending on the field. most companies I've worked for don't really provide time during the work day for training though.some companies also expect you to pay for any required travel and get reimbursed. company credit cards used to be a thing. i chose a field that didn't require travel also i think i found my next vacation after covid is over