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However, I honestly get annoyed when I spend over $100 and have someone ask me for another $3 for fees AFTER I pay. Most often, if I really want the item, I will just send extra for the fees, rather than paying as a gift.
No one is saying you have to lose money on a transaction. All people are saying is, if you want the fees covered, build it into the cost of the pony. It's a simple percentage, easily done. If pricing things a little higher makes people buy from someone else, that's how it goes, I'm sorry. They'd have to spend more on your pony whether you build it into the price or ask for the fee outright, just one violates paypal's TOS, and the other doesn't.
I've looked at around 15 sales threads today, about 6 of them say you either have to pay the fees or pay by gift.