If I had $1,000,000

[hilamb]

Credit card and cash.

[invaderhorizongreen]

I mainly use cash, and I do have a bank card and that is about it.

[CactusBloom]

Debit card for toys and almost every luxury thing I buy!
Parents pay for bills, food, clothes. I use a credit card tied to my mom's account for food.
I use cash if I have it, which I don't always.
PayPal for commissioning artists.

[Shabi]

Whoops, accidentally hit check. We never had them in the first place.
Cash. Not all places accapt cards.

[achab1984]

Ok I use a little bit of all of them. I don't have cash on my very often and when I do its very easy to spend it. I don't understand why though? I use my CC for almost everything other then bills that don't allow payment that way. Those bills use my checking account to be taken out automatically. I only write one check out and that is the water bills. There is no other way to pay and not sending cash in the mail!

I like to use my CC due to the points that I earn from it!

[Taffeta]

Absolutely not answering this because who knows who's reading this forum other than us

[Thunderwing]

Credit card for everything possible. We pay it off in full each month, so no interest charges, and get 1% cash back. So we end up making money off it.

[tikibirds]

depends on where I was living.
USA---> my debit card.
China---> I used cash
Japan--->credit if accepted or cash.

[mlp4me]

Cash is king! I haven't had a debit card for a decade.

If I had a million dollars, all my debt would be gone and I'd have every US pony including mail orders... :o)

[Stormness_1]

Debit card mostly, but I do pull cash out to make change every now and then, the eftpos terminal on the vending machine at work is always breaking, so I carry change to grab a drink for lunch...

If I had a million dollar-i-doos... I'd have all the US and UK ponies... and lots of anime and books!

[Dorothy Rose]

My credit card gives me points on the dollar, which I can then redeem for money off my bill.  For me, this is the cheapest payment method.  Just have to remember to pay the bill on time.  Ha ha.

[Icey]

I use credit if I can pay it off within a week or two, especially if I am building points for something. I got $300 + worth of stuff from the Disney Store for free at Christmas time using points and free gift cards I use debit for almost everything else. Trying to get better about having cash in my wallet though with so many breaches. It seems like every store has gotten hacked recently.

If I had a million dollars I would buy enough land to put a few houses on it and have a small organic farm. I would give one of the houses to my brother and his family.

[Hervoyel]

My credit card gives me airline points (and double points for certain stores and types of restaurant).  It's brilliant. I would definitely recommend it to almost everyone (not people who wouldn't remember to pay their bill on time or who would be tempted to carry a balance, but everyone else).

[Galactica]

Like a few others- I use a credit card whenever possible in order to rack up the points (be they airline points or whatever)

Also, getting cash out is a pain in the rear.

If I had a million I'd 1) pay off our house loans 2) build a "cottage" in the back for our friend Chris to live 3) renovate our ugly dated kitchen 4) ... while I have a nice long list, I think the money would run out after 1-3, $1M isn't what it used to be

[Mareacooda]

I use credit card online tranaction...
Debit to pay bills, grocery and gas...
I carry little cash $10 or below for treat Sweet teas or pony ..



If I had Millions... What fun I could have ... I pay all loans off and finish me and my hubby goals with our farm.. I would buy one cozy one floor homes for mother inlaw... of course buy few MLP.... rest money away for rainy day.