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How do you pay for most the things you buy?

Cash - Nothing beats hard currency
20 (12.2%)
Check - I still use them all the time
1 (0.6%)
Credit Card - It's the simplest way to pay
25 (15.2%)
Debit Card - Tied to cash in my bank account
92 (56.1%)
Parents - I let them buy everything for me
1 (0.6%)
Scan-to-Pay - Just scan a code on my phone
1 (0.6%)
Online transfering (PayPal, etc)
23 (14%)
None of the above
1 (0.6%)

Total Members Voted: 164

Author Topic: If I had $1,000,000  (Read 748 times)

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Offline Beldarna

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Re: If I had $1,000,000
« Reply #15 on: January 08, 2018, 07:07:49 AM »
I use debit card for everything, I have one for groceryshopping on a joint account with my partner, and one for my private needs and shopping. Bills are paid via banktransfers. A lot of places don't take cash anymore (not even banks) and I rarely wear my wallet so cash is kind of my new savingsstrategy. I always get surprised when I look in my wallet and realise I have money there.

If I had one million dollar my future would be saved, haha. I don't think I would change too much. Buy a home instead of renting and get a car. Maybe travel a bit and donate some to charity but for the rest I would probably let be. I should feel a lot more safe tho, with that financial stability.

 
 
 
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Offline Cadence

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Re: If I had $1,000,000
« Reply #16 on: January 08, 2018, 08:03:17 AM »
I shop online a lot, so it's often online transfers for me. I like the fraud protection.

I might use cash to "buy me some art (like a Picasso or a Garfunkel)" though. ;)

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Offline Taproot

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Re: If I had $1,000,000
« Reply #17 on: January 08, 2018, 11:59:10 AM »
I like using cash wherever possible because it's easier for me to keep track of. The online feature for my bank is slow as heck to update and even when I have a decent amount in there, I'm always wary of buying things online and losing track of how much money I have. :P My debit card only ever gets used if I forget to go to the cash machine or I have no choice but to buy something online. As for credit cards, I'm just not a fan of them.
And if I had $1,000,000, I'd disappear to a quiet Hebridean island and spend my days whale-watching! :D

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Re: If I had $1,000,000
« Reply #18 on: January 08, 2018, 01:58:39 PM »
I use my debit card about 90% of the time and PayPal about 10% of the time. I use to mostly use cash, but most of my stuff is done from home and I finally got my own bank account a couple years ago so I've come to like debit a lot better.

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Offline lovesbabysquirmy

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Re: If I had $1,000,000
« Reply #19 on: January 08, 2018, 02:40:21 PM »
*hugs her shiny Credit Card with all the flight rewards on it*
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Offline vira

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Re: If I had $1,000,000
« Reply #20 on: January 08, 2018, 04:39:46 PM »
i prefer to use cash, since i find it easier to keep track of how much im spending! but lately ive been using debit more.


Offline SnorkMaiden

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Re: If I had $1,000,000
« Reply #21 on: January 08, 2018, 05:31:03 PM »
I use cash for small purchases, but mostly, I pay by debit card. Some of my colleagues pay everything by card and never have any cash on them, which I find rather interesting. I think sometimes it might just be an excuse not to contribute when an envelope for someone's birthday goes round. :P



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Offline Littlesparklepony

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Re: If I had $1,000,000
« Reply #22 on: January 08, 2018, 05:55:25 PM »
I pay with my Debitcard. I only use cash for small purchases under 3 USD, for fleamarkets or when I go to Denmark (to avoid extra charges.)

I Always use Paypal or as a second choice my Debit card when I pay on internet.

If I had a million dollar I would definitely buy a House at the Countryside with a big garden and travel to the US. I hope to do it anyway but offcourse it would be much easier.  :)


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Offline tulagirl

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Re: If I had $1,000,000
« Reply #23 on: January 08, 2018, 10:49:47 PM »
We decided to stop using checks after someone tried to steal our account number from a business that we wrote a check to. They made their own set of checks and put us in debt with the bank. We had to call the police and was a big mess. We cannot ever write checks at certain stores again because of this identity theft. So the way I see it the only way to go is debit card.


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Offline kakenterprise

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Re: If I had $1,000,000
« Reply #24 on: January 08, 2018, 11:14:40 PM »
I keep cash for gas and garage sales.
I use my credit card for shopping.  I don't use it to buy anything that I can't pay off that night.  The only reason I switched to a credit card over a debit card was for the extra cash back (free money).


Offline Honeycomb

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Re: If I had $1,000,000
« Reply #25 on: January 09, 2018, 03:22:23 PM »
Phone. While in China. Back home in Germany, unfortunately cash again. Less convenient.


Offline kiwimlp

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Re: If I had $1,000,000
« Reply #26 on: January 10, 2018, 04:27:31 AM »
I put absolutely everything I can on my credit card.  This is because my bank has cool reward points for dollars spent.  So long as I pay the total off every month then it is money for nothing and I cash-out a couple of times a year with some really useful gift vouchers for shops I frequent often :)

Offline Harmonie

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Re: If I had $1,000,000
« Reply #27 on: January 10, 2018, 02:30:49 PM »
I prefer using my Debit Card the most. However, right now the majority of the money on there is from my student loans, so I don't use it much from aside from paying bills.


Offline Ringlets

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Re: If I had $1,000,000
« Reply #28 on: January 10, 2018, 09:47:30 PM »
If it's IRL then it's usually cash, otherwise it's credit card (get rewards and pay it off right away) or debit card. If it's online it's usually Paypal  :awake:
If I had $1,000,000 to spend right now?... hmmm... I have a big wishlist! I need times to think :silly:   I'm a girl of many wants :P


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Offline jrr74

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Re: If I had $1,000,000
« Reply #29 on: January 12, 2018, 03:25:29 AM »
I used to use my debit card for everything, but found out a credit card is much safer.  If some steals your debit card number and uses it, that comes directly out of your banking account.  It can take a awhile to recover that money.  With the credit card, it's not your money.  Plus with my credit card, I also get points.  I always pay it off at the end of each period.