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How do you pay for most the things you buy?

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Author Topic: If I had $1,000,000  (Read 1509 times)

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Offline SourdoughStomper

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If I had $1,000,000
« on: January 07, 2018, 11:58:09 PM »
If I had a million dollars we wouldn't have to eat Kraft dinner
(But we would eat Kraft dinner)
(Of course we would, we'd just eat more)
(And buy really expensive ketchups with it)
(That's right, all the fanciest dijon ketchups, hmm)

:money: :money: :money:

I didn't know what Kraft Dinner was until I moved to Canada. In the States, we just call it Kraft Mac 'n' Cheese. I thought it would be fun to pick a Canadian song about money for the title. :P

Anyway, also since I moved to Canada, I mostly pay for things with a debit card. Used to use cash all the time. Sadly, this results in my rarely having pocket change. I haven't written a check (Mr. Stomper spells that as "cheque") for two decades. Also, Mr. Stomper hasn't bought me a real green dress, yet.... I am disappoint.

Okay, enough with the silly intro post. How do you pay for your things? :money:
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Offline TheBeatlesPkmnFan42

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Re: If I had $1,000,000
« Reply #1 on: January 08, 2018, 12:02:01 AM »
I use my debit card!
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Offline tailrustedtealeaf

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Re: If I had $1,000,000
« Reply #2 on: January 08, 2018, 12:07:53 AM »
I use paypal for online transactions, but all my in-store stuff is done through my debit. My workplace doesn't even make straight cash or check an option, it's all direct deposit.
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Offline MightyRose

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Re: If I had $1,000,000
« Reply #3 on: January 08, 2018, 01:22:10 AM »
I use my debit card! But also cash especially when buying toys or food. I think sometimes I secretly feel like cash "doesn't count" -which is a dangerous notion lol.
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Offline Mami Tomoe

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Re: If I had $1,000,000
« Reply #4 on: January 08, 2018, 01:26:17 AM »
and i would fund my museam and give the rest for all 4 members of my family
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Offline dragonlady

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Re: If I had $1,000,000
« Reply #5 on: January 08, 2018, 01:32:43 AM »
I pay mostly with debit as we don't have a bank on the island and my paychecks are direct deposit. I do try to have at least $20 cash on me for emergencies (usually between $5-10 though, heh)

Offline northstar3184

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Re: If I had $1,000,000
« Reply #6 on: January 08, 2018, 02:21:05 AM »
I use debit the most. Most of my transactions are as follows:

Debit: in-store purchases & Amazon
Cash: petty cash purchases for work, small in-store purchases, and bus fair
Credit Card: veterinary expenses (for which I use Care Credit)
PayPal: Ebay

Offline Leave a Whisper

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Re: If I had $1,000,000
« Reply #7 on: January 08, 2018, 02:29:08 AM »
Cash. Or checks.
« Last Edit: January 08, 2018, 02:33:28 AM by Leave a Whisper »
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Offline whoisashleigh

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Re: If I had $1,000,000
« Reply #8 on: January 08, 2018, 03:55:59 AM »
I'm waiting to see who answers "Checks - I use them all the time" because almost no-one here takes checks, including banks. My Nana tried to get a new checkbook recently and was refused!

Offline bluerose9978

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Re: If I had $1,000,000
« Reply #9 on: January 08, 2018, 04:02:11 AM »
I like to pay cash if I can.

Offline BlackCurtains

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Re: If I had $1,000,000
« Reply #10 on: January 08, 2018, 05:10:17 AM »
I do most of my shopping online, and use either Paypal or my debit card.
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Offline Mewtwofan1

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Re: If I had $1,000,000
« Reply #11 on: January 08, 2018, 05:15:18 AM »
Cash because I’m a high school girl without a credit or debit and all my money is from Christmas and birthdays! If I want to buy something online, I give Mom or Dad the cash and they use their card.
[spoiler]Never knew that it’s not kraft dinner in the us. I thought it was called kraft dinner all over North america, as I’ve only heard my Aussie cousins refer to it as kraft Mac and cheese. Guess kraft dinner is truly just a Canadian thing. 
And to answer the question, if I did happen to have a million dollars, I’d probably loose it al because I loose everything. Keys, my wallet, phone...even my own sister in. Supermarket!

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Offline StarDapple

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Re: If I had $1,000,000
« Reply #12 on: January 08, 2018, 05:17:59 AM »
Mostly use my debit card, though I do use checks to pay certain bills.
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Offline Witch

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Re: If I had $1,000,000
« Reply #13 on: January 08, 2018, 05:28:51 AM »
I use my debit card. Never owned a credit card. Don't trust myself  :P

If I had a million dollars, I'd use it to be independent. I'd buy myself a modest house in a small town with enough yard for my chickens, dog and then plan for my dream rescue cat. That would be under $400,000 at most. I'd give some money to my family and use the rest towards my arts and writing practice. Lastly, I'd put some away for a nice trip or two. My main priority is independence though.
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Offline glitterball

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Re: If I had $1,000,000
« Reply #14 on: January 08, 2018, 05:43:01 AM »
Debit card: for groceries/shopping.
Cash: for carpark fees / bus fares / bootsales  ;) .
Credit card: don't have one any more, personal choice.
Cheques: - oh my, not in years!
Bank transfer/direct debit: - utility biils, solicitor fees, council tax, gym.

If I had $1,000,000 - approx £740,000 according to google's currency converter today -
ooh, this would vastly help me with my current situation (about to move house) as I could go ahead + buy my new home now, move in etc then take my time to sell my current one! Here in the UK there is a tax called Stamp Duty, and buying a new home before the main residential one is sold means you have to pay a higher rate of SD (supposedly to discourage the buy-to-let landlord trend and free-up much-needed homes for private ownership), but with the extra million I think it wouldn't hurt too much!  :lol:
« Last Edit: January 08, 2018, 05:48:07 AM by glitterball »
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